Get A Commercial Business Loan Today

Your one-stop shop for business loans financing. Never a fee to apply.

Direct Lenders Alliance for Business Loan Funding

New round of funds for Bridge Loans available, Sept 15, 2010.
Use bridge loans to take advantage of discounted notes,
pull cash out and take advantage of a great buying opportunities.

Bridge Capital Terms:

  • 20% equity or down payment required (Max LTV/CLTV 80%)
  • 1st or 2nd mortgages (bridge loans) available
  • 14-18% interest only.  Rate determined by the lien position and strength of deal
  • Minimum loan amount of 1 Million-Prefer 2-5 Million dollar range
  • Existing cash flowing properties only that can service debt at 1.25
  • No development deals
  • Preferred asset type: Multi-Unit, Retail and Office
  • Closings within 30 days

Get a free consultation to pre-qualify for business loan financing.
Then we go to work to you get your business projects funded.

Fast Flexible Commercial Loan Solutions

Get Commercial Loan Approved Today

Never a fee to apply
72 hour response once all documentation is received
We help you pick the best loan and show you know how to quality

Restaurants, auto dealerships, assisted living, day care, churches,
funeral homes, medical, franchises, and more. Mixed use okay.
Office and industrial condos, apartment buildings, etc.
Startup funding, hard money funding, Self-Directed IRA investing
Bridge funding at reasonable rates
Up to 75% LTV on owner occupied purchases
SBA programs Up to 90% LTV & low rates
SBA Loans for business or franchise, with or without real estate
Business loan modification for delinquint commercial loans
Learn the legal way to borrow against your retirement funds

Problems always become opportunities when the right people come together. – Blaise Dietz-CCP

 

Types Of Commercial Loan Financing

Never a fee to apply                72 hour response once all documentation is received

SBA Loans: Real estate or purchase / expansion for existing businesses

  • Various SBA guaranteed programs
  • Up to 90% LTV
  • Very low rates (as low as 5.75% in some cases)
  • Limited fees and points make this EXTREMELY cheap money
  • We specialize in all the various SBA programs
  • Loans can be to fund purchase of a business or franchise that does NOT involve any real estate

Commercial Loans for owner-occupied real estate

  • Restaurants, auto dealerships, assisted living, day care, funeral homes, much more
  • Mixed use okay
  • Office and industrial condos
  • Up to 75% LTV on owner occupied purchases
  • No balloon payments in many cases

Apartment Building Loans Purchase or Refinance

  • 75% Loan-to-Value  
  • (80% with Cash-out Refinance)
  • No maximum loan amount
  • Low, fixed interest rate, based on market spreads over the Ten-Year Treasury Yield
  • No personal liability (non-recourse)
  • Negotiable pre-payment terms
  • 1:18 Minimum Debt Service Coverage
  • This loan is always assumable.
  • Third-party expenses & loan costs can be financed

SDIRA - Borrow up to 90% of your securities WITHOUT selling them

  • Create liquid cash while staying in the market
  • Borrow up to 80% of the value of your security
  • No margin calls to worry about in most cases
  • No need to sell the securities
  • Can work in an IRA or Roth IRA or 401(k) under certain conditions
  • Free up cash for any purpose

Church Loans

  • New construction, major renovations, purchasing existing facilities, land acquisition, refinancing
  • Up to three times the annual tithe
  • More if you have a capital raising campaign or bond program
  • $500,000 to $20,000,000

Business Acquisition or Franchise Start-up

  • For a limited time        The Business Starter Loan
  • Loan Amount:  $200,000 to $2,000,000
  • For Franchise Start-ups, Franchise Acquisitions, Business Acquisitions
  • LTV: No collateral requirements in selected states
  • Borrower Injection: As low as 20%
  • Term: 10 Years
  • Interest Rate: Prime + 2.75%. 
  • Lower rates for real estate
  • Personal Guaranty: Required of all owners
  • No Pre-Payment Fee and No Balloon Payment
  • Origination or Points: 1.0%
  • Debt Coverage Ratio: 1.30 for two years
  • Eligible Businesses:

        Privately Held, For-Profit, Owner Operator

  • Borrower’s Experience:

         None Required for Approved  Franchises
3 Years of Related Experience for Non-Franchise

  • Working Capital:

       Funds Provided to Cover 3 - 6 Months of Expenses

Hard Money Loans – Get funding now!

  • $100,000 to $ 25 Million or more!
  • 1 to 3 Year Terms
  • Good exit strategies are critical
  • QUICK CLOSINGS
  • LOW OR NO DUE DILIGENCE FEES!
  • MUST have good credit!

Medical Practice Loans: Based on cash flow – no real estate required

  • Loans made based upon cash flow
  • No real estate required
  • Cash out is perfectly fine
  • Pay off other obligations including other loans and credit cards
  • Expand the practice with extra capital
  • Extremely fast decisions given
  • Loans from $250,000 to $10,000,000 or more
  • 72 hours to commitment
  • Closings in as little as 10 days
  • Terms from 5-15 years
  • Competitive Rates


Pam Knight
, Commercial Specialist
512-452-4009      Fax: 512-452-4009

Request Prequalification Form

www.businessloansfinancing.com

More information about commercial business loans:

Finance Commercial Real Estate
Investment Banking Options
Self-Directed IRA Investing
How To Calculate Commercial DSCR-Debt Ratio